Reverse Mortgage Specialist
How to set up a Reverse Mortgage?
I am a reverse mortgage specialist
When it comes to mortgages, I have everything you need!!
Programs Available:
1. VA ( being a Vet, I can help), FHA, Conventional, First Time
Home Buyers !!!
2. Non-traditional first and second mortgages for purchase or
refinance.
3. Construction and construction to permanent loans; One time closing
loans.
4. Remodeling loans with future value added in and no seasoning
requirements.
5. Debt Consolidation loans and pay off of contract-for-deeds. Tax
deductible interest.
6. Jumbo and Super Jumbo Mortgages.. Some with no income verification
7. Up to 100% LTV (loan to value) loans on "A" Credit (Purchase or
Refinance).
8. Up to 90% LTV loans on "B" Credit (Purchase or
Refinance).
9. Up to 80% LTV loans on "C" Credit (Purchase or Refinance).
10. 60% to 70% LTV for just about any other credit grade.
11.COFI (Cost of Funds Index) loans available to 90% LTV.
12.No Income Verification loans up to 80% LTV (Purchase or
Refinance).
13.Programs for self-employed and others showing little or no income
on taxes.
14.Interest Only first mortgage up to 80% LTV (Purchase or Refinance).
15.Up to 90% LTV for second homes or lake homes.
16.Up to 90% CLTV on Rental Properties (no limit on number of
rentals).
17.Condo and townhouse purchases and refinance up to 90% LTV.
18.Debt to income ratios up to 60% and pay-backs as long as 40 years.
19.Reverse mortgage (HECM) for additional retirement income (must be
62 or older to qualify with little or no present mortgage).
20.Programs for people who have had/or are in bankruptcy and/or
foreclosure.
21.Commercial, Apartment, mixed use loans available.
22.I have buyers for contract-for-deeds available.
23.I have some private investors as well as a few foreign investors.
24.Home Improvement loans with NO EQUITY in your home. No appraisal
required !!
If you know of someone who needs a mortgage, better give me a call.
Sometimes, I surprise myself with what I can do!! Remember, I
specialize in VA, "bruised credit", rental properties and Jumbo
loans !!