Anyone ever did an online credit report for themselves?
I've never cared for credit, or particularly needed. But a friend of
mine wanted me to co-sign on a car for him. I told him my credit was
bad and sure enough was turned down. I have an outstanding student
loan.
But for S's and G's I decided to do a report. The student loan wasn't
there.....but all kinds of funky Shit was. Apparently I've lived in
Austin and Fort Worth and I never knew it. Needless to say I've
disupted those reports.
Anyone else have a similar experience?
I have indeed checked my credit reports, at all three
agencies, and with the exception of once when I buried my mortgage bill
under a stack of papers and it ended up just over a month late, there were
no negative entries.
Haven't run a credit check on myself, though I know I should just
bite the bullet and do it; find out whatever there is to find out. But
I have Qwest after me because there was a phone number in my name
somewhere in Michigan, and the phone bill was almost $400. I've never
lived in Michigan. Only visited there once twelve years ago. I'm
pretty sure I know what happened though; some
"friends"-turned-assholes out west where I used to live stole enough
identification info to open the account under my name. It took years
before they actually contacted me about it, but that's bureaucracy for
you. It's possible something similar has happened to you. Hopefully
you can get it cleared up without too much trouble.