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refinance questions: when should i refinance my home loan?




I live in San Diego and i found a good site where i can apply for

re financing and then i get several offers in my email from banks and

i can just pick the best deal for me.

http://www.fast-personal-loans.nzso.com But the site didnt have any

info on the best time to consider refinancing, when should i consider

refinancing my home loan?
-You should re-fi when you (a) can get a better loan than what

you currently have and (b) the cost of the re-fi can be recovered

in a reasonable period of time.



A part (a) for example...you have a 30 year 8% loan with 24

years remaining. Y

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