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Any experiences w/guaranteed approval credit cards?




How can I get the credit card?
I just received another one of those "you're approved" mailers for a Master

card, this time from Capital One Bank. The deal is: you send them a $100

deposit that goes into a savings account in your name, as a security and

you get a Master Card with a $500 limit. I looked them up on the Web, and

they seem legit, but I'd like to hear from someone who's tried this first.

Since I can not get a "regular" credit card because of a bankruptcy 6 years

ago, this is very tempting. I just don't feel warm and fuzzy about sending

anybody $100 up front. I really need a credit card, since a lot of

companies, including Hertz, my place of employment's preferred auto rental

company, no longer accepts debit cards (even though it has a Mastercard

logo on it), don't take cash (!!!!), and don't take personal checks. In

other words, if you don't have a credit card, get lost!

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