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Experian had smeared my credit.
If you make the mistake of dealing with Cingular (a cellphone company), make
sure Experian, which has its grimy fingers in a lot of pies, has not damaged
your credit.
Experian had bad debts on my credit which belong to someone else, plus a
half a dozen bogus addresses. Plus they had me born in 1905 and a false
driver license number. On the form they take weeks to send to you to clear
up the mess, they demand to know whose account it is, if it's not yours.
What a gang of scumbags!
Google Experian if you'd like to know a little of what an unsavory bunch
they are. They "lose" tons of private information to spammers, libeled
over 2 million people (according to a recent court settlement) by falsely
showing them as bankrupts, and are now under investigation for false
advertising by one of their subidiaries who claims to provide FREE credit
reports and then bills the victims' credit cards $79.95 for the "free"
credit report.
Folks, by giving cozy new laws to the corporations which buy them into the
House and Senate, Congress have awarded the corporations like Experian
licenses to steal, slander, swindle, and commit countless frauds against the
general public.
Our government: it gives with one hand and takes away with the other ---
trouble is, their taking away is fleecing us.
Whatever you do, don't deal with a company who uses Experian as its credit
reporting agency. You'll be sorry.
Libel is alive and well in the USA, and now Bush and his war profiteers is
trying to close the doors of the courthouse to anyone who needs to have
libels redressed. I haven't read the Fair Credit Reporting Act, but
guarantee you it is tailored to reward unscrupulous businesses like Equifax
and Experian, and to screw you.
I'll read up and report back, but the obnoxious Experian 'bot I talked to
(after hearing "We'll be with you momentarily..." for 30 minutes) hissed and
laughed sarcastically when I mentioned this law
Best I can tell Experian (formerly TRW) gather both accurate and inaccurate
private information and peddle it to their unholy corporate pals and are
unsavory in several other ways, including committing fraud and deceit by
advertising free credit reports, then sticking the customer with a $79.95
bill. Not only that, they falsely reported over 2 million people as
bankrupts. Google them on the web and in the groups. They appear to be a
smelly bunch.