Free Credit Check No Credit Card
On the internet or in the mail-- Privacy-Gard, Credit-Gard, Free
Credit Report, etc. Don't do it. These services are not really free.
These are negative option trial offers for overpriced subscriptions
that will cost you $30-79/year if you fail to cancel within 15-30
days. These are for overpriced credit report subscription products--
worse, many of the emails come from companies owned by the Big Three
credit bureaus responsible for the mistakes and identity theft! It is
outrageous the way they use scare tactics to sell their own sloppy
reports ("Your report could be full of mistakes!" "You could be a
victim of identity theft!" Their solution? Send us MONEY and we'll do
very little about it!). Remember, you are entitled to a free report
under many circumstances, otherwise, why not simply pay $8.50
once/year to audit your report, not $49-79 dollars a year for an
unnecessary overpriced rip-off?
Credit Care 695 with VISA Card. This is the same as our Credit Care
695 Risk Free product; see below, with the addition of a Prepaid VISA
Credit Card. There is a $29.95 non-refundable bank application fee
with you sign-up. You will get access to all of our FREE services,
including your Credit Report(s) and Score(s). You have a 5-day right
to cancel your membership and incur no charges. Upon bank approval,
which is instant, you agree the $29.95 fee for the credit card
issuance is non-refundable and will be charged immediately after you
click “I Agree� This fee is NOT part of my 5-day right to cancel.
Credit Care 695 Risk Free. With MyPerfectCredit’s Credit Care 695
membership, you pay for performance only. There are no up-front fees,
nor are there monthly, annual or cancellation fees. Credit Care 695 is
a charge-per-item program, where you pay just $6.95 per credit item
selected in either Credit Correction, Debt Relief or Identity Shield
product options. You may opt in or opt out of the program at any time.
In addition, a Credit Care 695 membership provides access to all of
MyPerfectCredit’s financial services, informational programs and
products, at no extra charge, subject to the fee terms below.