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Actually, I have and am under Kensington Debt Management - and far

from bankcrupt. I am now able to pay off my debts over a longer time with no

interest charge at all.

I have only had one CCJ processed against me, so although I am sure I could

have better credit rating, I am sure that it is a lot better than going

bankrupt.

As for the fee, it is only £30 per month, which as it takes all the hassles

away from me is well worth it. Oh, did I mention that I am saving about £60

after I have paid the fee to kensignton - just on interest?

I think you will agree then that debt management programs are more

beneficial for some people, than getting yet another loan to pay all your

debts.
If you enter into a debt management program - the debt management company

will write to the credit company, say that you are unable to make minimum

payments. The account will then be frozen and they will accept a repayment

proposal set down by the management company. No interest, penalties or

charges are made to the account after the agreement has been made.

If you think this would possibly help your current situation and would like

more information give Kensington Finance a call - free call even! 0800 783

5650 ask to speak with Stuart Parkin - very helpful chap!!

If you would like any impartial information about the services offered by

Kensington my email is sb-business.servi...@ntlworld.com . Kensington helped

me get back on track after a difficult time with creditors - I am now

getting back on track!

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