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Creditor Debt Program Reduction




If you go through their site, you'll also notice that they don't give out

their phone numbers or address, just that they are headquartered in Arizona.

They don't even give out an e-mail address.



Look at this statement from the website:



This web site is provided by Universal Debt Reduction, LLC. as an

informational reference guide to help people understand how Universal Debt

Reduction, LLC. can help them settle their unsecured debt. Information on

how to contact Universal Debt Reduction, LLC. is purposefully not provided

on this web site. For further information on how to sign up for Universal's

debt reduction program, please contact the Universal counselor who referred

you to this site.



Doesn't this just give you a warm fuzzy feeling that makes you just want to

go out and send them all your money?



Of course, when your creditors go and sue you to get their money (since most

of them are not going to wait the 2 or more years to be paid from this

outfit), that these people are "holding for you", you could always go before

the court and plead insanity!
Just wait until the new bankruptcy laws kick in. It will be easy

pickings for desperate, gullible people -- and it's a lot easier to be

gullible when you are desperate...When that day comes, this NG will

probably need a daily FAQ on Things You Don't Want to Do Unless You

Want to Lose All Your Money and/or Be Sent to Prison.

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