Credit Score Improvement ?
My girlfriend has poor credit. I have immaculate credit, my mid score is
724.
If I add her as an "additional cardholder" to my credit cards will that
improve her credit?
ALSO, would she need to use the card and make purchases to gain any benefit
or could I just keep her cards in my filing cabinet?
I typically pay off the balances in full each month, she has a secured
credit card which has helped her credit score somewhat but not as fast as
she hoped.
-As an "additional cardholder" the CC company will probably NOT require
her Social Security number, therefore whatever happens with that card,
good or bad, will not be attributed to her credit record... Only yours!
Think before you let her run am