New Credit Card Offer
Hi. I'm not in bankruptcy, and in fact believe I can avoid it (though
I was concerned enough about my local economic situation around the
first of the year that I subscribed to this group).
I've been watching posts and finding out about our credit scores, and
mine has suffered some (though it still is in the mid-600s, but still
enough for my interest rates to be higher). And I've seen too that the
more credit one applies for, the lower the score can be because of
applying.
Well, I recently got a "pre-approved" offer for a Conoco gas card. Can
anyone tell me how that will affect my credit rating now, if I go
ahead and take it?
-A "pre-approved" credit card offer does not mean anything.
"Pre-approved" simply means that you have NOT been approved, so you
are "pre-approved
-When you get the credit card offers that are "post-approved" then you've got
something!