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how this will effect my ability to qualify for my own mortgage




I will probably be in the market for a mortgage on my first home in the

next year or so.

My question is:

If I cosign a mortgage-refinance for a family member now, does anybody

have any experience in how this will effect my ability to qualify for

my own mortgage in about 6 months from now.

The family member seeking the co-signature, claims that his mortgage

counselor says that the co-signed mortgage would not effect my future

elgibility for my own mortage, but I find this difficult to believe.

Email replies are fine unless the net show interest in this topic.
- If the mortgage counselor really believe that, why don't you ask him/her

to co-sign for your family member. It seems that this mortgage counselor

had ABSOLUTELY no idea of the loan process is like.

Co-signing means you'll be liable for the FULL

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