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ATM? credit cards?




What do people mean when they say they get a better exchange rate by

using their ATM to get money?

Does that mean your withdrawing from your bank account at home by using

your ATM card?

or

Does that mean using your American credit card, having to have a PIN

number, and withdrawing from your credit amount?

Could someone please clarify so I know what others are meaning and so I

can get the great exchange as well.
-Not an ATM card. And ATM card is a debit card, and removes money

immediately from your account. A credit card is a credit card; you pay

it later.

Assuming you pay off the credit card as soon as you get back, and the

cardgranter charges no int

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